[Update] FOUR CLEVER WAYS TO AVOID BIG CASHOUTS

When it comes to gift-giving, nothing beats the gift of simply keeping in touch, especially if you live far from your loved ones. The best way to stay in touch nowadays is through call, text, instant messaging, video call, and staying updated about them through social media, with the internet most of these services are already free, provided you have the right smartphone.

Looking for a new one? Or maybe, you just had a great year and deserve an upgrade from your previous handset?

Now, if you’re still out for some last-minute Christmas shopping and you’re in search of the best smartphone deals, here are the best promos from Home Credit.

Phonetastic Zer0%
• Offer: Mobile phones, Tablets, and Phone accessories
• *Brands Acer, Asus, Huawei, Lenovo, LG, My Phone, Nokia, Oppo, Samsung, Sony, Starmobile (*subject to change without prior notice)
• Loan Term: 6 months
• Promo Period: October 27, 2016 – January 31, 2017
• Availability: This special offer is currently available in selected MemoXpress stores.
• Cash-out: Upon approval of application -> down payment (at least 20%* of goods price) + origination fee (3% of financed amount)
Monthly: installment amount specified in the contract
* For loans up to PhP 5,000 financed amount, at least 10% of goods price

Huawei for All
• Offer: Exclusive for Huawei GR5, Huawei P9 Lite, Huawei Y6 II and Huawei T1 7 plus units only
• Loan Term: 6 months
• Promo Period: November 29, 2016 – January 31, 2017
• Availability: This special offer is currently available in selected Huawei concept stores and participating branches of the following Home Credit partners.
• Cash-out: Upon approval of application -> down payment (at least 20%* of goods price) + origination fee (3% of financed amount).
Monthly: installment amount specified in the contract
* For loans up to PhP 5,000 financed amount, at least 10% of goods price

Samsung ZERO% DUO
• Offer: Available for Samsung Galaxy On7 (2016) and Samsung Galaxy J7 Prime units only
• Loan Term: 6 months
• Promo Period: November 18 – December 18, 2016
• Promo extended until December 31, 2016
• Availability: This special offer is currently available in selected Samsung mobile concept stores and partner retailers
• Cash-out: Upon approval of application -> down payment (at least *20% of goods price) + origination fee (3% of financed amount).
Monthly: installment amount specified in the contract
*For loans up to PhP 5,000 financed amount, at least 10% of goods price

Get OPPO F1S at 0% Interest
• Offer: Exclusive for OPPO F1S only
• Loan Term: 6 months
• Promo Period: November 1 – January 31, 2017
• Availability: This special offer is currently available in selected Oppo Concept Stores and participating branches of the following Home Credit partners
• Cash-out: Upon approval of application -> down payment (at least 20%* of goods price) + origination fee (3% of financed amount)
Monthly: installment amount specified in the contract
*For loans up to PhP 5,000 financed amount, at least 10% of goods price

With these promos, choose the smartphone you like best and get it on manageable monthly payment terms at 0% interest! Visit Home Credit for more information or the nearest participating Home Credit partners and SM Mall near you!

Participating Stores:
• SM DASMARINAS
• SM STA ROSA
• LIMKETKAI MALL
• MARKET MARKET
• MARQUEE MALL
• STARMALL ALABANG
• BRIDGEWAY
• AYALA CENTRIO MALL
• SM BACOOR
• SM GENSAN
• SM MARILAO
• FESTIVAL MALL
• SM TUGUEGARAO
• SM ILOILO
• KCC MALL ZAMBOANGA
• SM BACOLOD
• SM MOLINO
• GAISANO MALL DIGOS
• SM LUCENA
• SM MEGAMALL
• GAISANO TAGUM
• SMDC LIGHT
• SM VALENZUELA
• SM NORTH EDSA
• SM SEASIDE
• SM SOUTHMALL
• GAISANO MALL DAVAO
• SM CEBU
• SM MEGACENTER
• SM BF
• ABREEZA AYALA MALL
• NCCC MALL DAVAO
• SJDM
• SM MALL OF ASIA
• ROBINSONS SANTIAGO
• SM CABANATUAN
• SM TARLAC
• SM FAIRVIEW
• SM TRECE MARTIRES
• TRINOMA
• SM LANANG
• NCCC MALL PALAWAN
• SM SANGANDAAN